UK Student Loans

  On-line calculators :-.

“Student loan” Google sheet  -  used to produce tabulations and charts in this website and videos

“Student loan and tax comparator” Google sheet  - use this to see how much you would pay back either as a loan  (Plan 2, Plan 5, Reform’s policy) or tax (2012+ cohorts only, AAGT) for your future income/career.

“Loan vs Tax” Google sheet  - used to calculate “lost” tax revenue due to prepaid loans in 2012-2025 cohorts

IFS calculator  -IFS resource which models revenues and a whole load of other metrics on a complex model of graduate income/employment pathways

What does the interest accruing on my debt mean for me?

Are there better systems than student loans?

Reading:-

My evidence submission to the  Treasury Committee on Student loans, chaired by Meg Hillier

Alan Roff “From Fiscal Illusion to Graduate contribution?” (HEPI) - an advocate for a “graduate tax” who exposes the idiocy and false accounting of the 2010 coalition government that led the IBR to expose a

£56 billion! debt in the national accounts

If you think the UK has it bad, find out what Trump is doing to IDR schemes (the equivalent of our income

contingent loan schemes in USA).  Where Trump leads,  Farage follows!

Get in touch!

If you have something relevant to say or have any questions contact me at focsakeuk@gmail.com

Please “sign” the “Guest Book” sheet and add any relevant comment in my Google sheets

Thank you for your attention.   I hope you found this website and my videos useful

Videos:-

What if we did Income tax like a student loan?

What if we did income tax like a student loan ? (extended version)

Student Loan Farce (part 1) : Toxic loans and frozen thresholds  

Student Loan Farce  (part 2) : Flagging interest myths  

Student Loan Farce  (part 3) : The better alternative - Graduate tax

or watch the shorter  highlights video   Student Loan Trailer

How to use the “Student loan and tax comparator” Google sheet

How to use the  “IFS Student loan calculator  Google sheet